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Terms of Service

Last Updated: November 6, 2025

Welcome to Moya! These Terms of Service ("Terms") govern your use of the Moya mobile application and related services (collectively, the "Services") operated by Neo Technologies PLC ("we," "us," or "our").

By accessing or using Moya, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not use our Services.

1. Acceptance of Terms

By creating an account or using Moya, you confirm that:

2. Description of Service

Moya is a platform that connects users seeking services with service providers. We provide:

Important: Moya is a platform only. We do not provide services directly, employ service providers, or guarantee the quality of services offered through the platform.

3. User Accounts

3.1 Account Creation

To use certain features of Moya, you must create an account by providing:

3.2 Account Security

You are responsible for:

3.3 Account Termination

We reserve the right to suspend or terminate your account if you:

4. User Conduct

4.1 Prohibited Activities

You agree NOT to:

4.2 Content Standards

All content you post must:

5. Service Provider Obligations

If you offer services through Moya, you agree to:

6. Payments and Fees

Currently, Moya does not process payments between users and service providers. All payment arrangements are made directly between users and service providers outside of the platform.

We reserve the right to introduce fees or payment processing services in the future with appropriate notice.

7. Intellectual Property

7.1 Our Rights

Moya and its content (excluding user-generated content) are protected by copyright, trademark, and other intellectual property laws. You may not:

7.2 Your Content

You retain ownership of content you post on Moya. However, by posting content, you grant us a worldwide, non-exclusive, royalty-free license to use, display, and distribute your content as necessary to operate the Services.

8. Reviews and Ratings

Users may post reviews and ratings of service providers. All reviews must:

We reserve the right to remove reviews that violate these standards.

9. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Disclaimers and Limitations of Liability

10.1 Service "As Is"

Moya is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that:

10.2 Third-Party Services

Service providers are independent contractors, not employees or agents of Moya. We are not responsible for:

10.3 Limitation of Liability

To the maximum extent permitted by law, Neo Technologies PLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of Moya.

11. Indemnification

You agree to indemnify and hold harmless Neo Technologies PLC from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

12. Dispute Resolution

12.1 Between Users

Disputes between users and service providers should be resolved directly between the parties. Moya is not responsible for mediating or resolving such disputes.

12.2 With Moya

Any disputes with Moya shall be governed by the laws of Ethiopia. You agree to first attempt to resolve disputes informally by contacting our support team.

13. Modifications to Terms

We may update these Terms from time to time. When we make material changes, we will:

Your continued use of Moya after changes take effect constitutes acceptance of the updated Terms.

14. Termination

You may terminate your account at any time through app settings. Upon termination:

15. General Provisions

15.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Neo Technologies PLC regarding the Services.

15.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

15.3 Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

15.4 Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign our rights and obligations without restriction.

16. Contact Information

If you have questions about these Terms, please contact us:

Neo Technologies PLC
Email: legal@neotechnologiesplc.com
Support: support@neotechnologiesplc.com

By using Moya, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.